GICs

Choose the Guaranteed Investment Certificate that's right for you, from the terms and options available.

Savings

At 1.65%, we have one of the highest rates available, with no minimum balance and no fees.

CDIC

Safe and secure savings, with all deposits eligible for CDIC coverage, and a choice of two issuers.

Subscribe

For our rate updates and latest news, sign up below.

Secure digital banking

Access Oaken Digital to manage all your Oaken investments. Check your balances, link your external accounts, transfer funds and track your transactions, whenever you like!

Top 1-Year GIC
2022

Top 5-Year GIC
2022

Best Cashable GIC
2019

Best GIC
2018

Read our latest blog posts

A Man Frustrated At A Grocery Bill
A Rake Near A Garden While Someone Is Gardening
Travel Suit Case (1)
Chip Storage (1)
Great Tips For Your Next Move (1)
ESG
Cashless Society
Spring Maintgenance
Emerging Jobs
Downsize 454178074
Fraud Prevention 322068299
Lifestyle Creep 50272942
Picture1
Couple Senior Phone
Insurance V6
Go Green 204146947
New Year Habits
5 Apps To Save Money
Budget For You
FIRE Movement
RSP Myths
Heat And Health
Older Workers Gig Economy
Shopping Online
Walking Exercise
Tax Refund
Sell Your Home
180412940 Financial Mistakes
3 Glasses W Coins 640X320
GIC Basics
TFSA And Retirement
Small Make TFSA Work For Me
Snowbirds
TFSA Basics
Money Rules I Live By 1
Financial Literacy Month
Get Ready For Maternity
Cyber Security
Age Based Investing
Gen Z
Women Need To Save More
Women Better Savers
10 GOC Questions
Downsizing
Early Retire
Treeprovflags
Shutterstock 344775257Web
Shutterstock 1062979175Web
Shutterstock 744488359Web
Shutterstock 495576136Web
Shutterstock 585835778Web
Shutterstock 191450372Web
Shutterstock 310590608Web
Ottawa
7 Travel Trips
Shutterstock 330775343Edit
Shutterstock 84048223 Crop E1447199262410
Shutterstock 211760089 Crop E1445547521439
Shutterstock 269425880 Crop E1445547549556
Shutterstock 201002612 Crop E1445547589745

Watch our Saversodes

Safety and Security

Because our savings accounts and GICs are eligible for CDIC coverage, your money is always protected, up to applicable limits.

Great rates

Our interest rates are highly competitive, in fact they are some of the best available in Canada.

No monthly fees

We don’t charge fees to open your account, or to use it. So you can make as many transactions as you like.

Long-established history

Backed by Home Bank, and powered by Home Trust Company, we have deep roots in Canada and long-term relationships with our customers.

Two issuers

You can choose from either Home Bank or Home Trust Company for each deposit, both of which are separate members of CDIC.

Flexible solutions

It’s your money, and we feel you should be able to do what you want with it. We offer choice and flexibility so you can build a solution that suits you best.

Approachable service

No matter your question, compliment or complaint, we’re here to help! We strive to deliver outstanding and friendly service, every time.

Your best interests

We have your best interests at heart, so we’re always looking out for you, and we’re dedicated to helping you make the most of your hard-earned money.