TypeCurrent rate (%)
Savings Account3.40
TFSA Savings Account3.40
RSP Savings Account3.40
Spousal RSP Savings Account3.40

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Each deposit is available through either Home Bank or Home Trust Company, both of which are separate members of CDIC.
The rates in the table have been in effect since June 25, 2024 .

Savings account rates

With our non-registered savings account, you’ll enjoy no fees and no minimum balance requirements. Also, there are no limitations on the number of transactions you can make using this type of savings account. For our registered savings accounts, there is also no minimum balance requirements but you will only have a set number of transactions that are free within a given period. Both types of savings accounts are eligible for CDIC coverage, up to all applicable limits, so you know your money is always safe.