Eligible for CDIC coverage

Some of the best GIC rates available

Our interest rates are among the highest in Canada. This makes our no-fee GICs the ideal way to manage the funds of your business or non-profit entity.

Safeguard your organizations finances

If you’re managing a corporation or association, your first priority is to ensure the safety of the funds held in the corporation’s name. That’s where we come in. Oaken GICs are the perfect instrument for protecting the corporation’s principal now and in the future. Our GICs are available for any type of entity such as:

Condo or strata corporations



Businesses(incorporations, partnerships, sole proprietors, etc)

Non-profits and charities

The great advantage of our GICs is that they satisfy even the strictest financial requirements. From condo reserve funds to investments in a charity or trust, our GICs can help you discharge your fiduciary responsibilities, while benefitting from some of the highest deposit interest rates in Canada.


Managing funds for a commercial entity is not like managing funds for yourself. You can’t afford to take any risks, and in some cases, you’re legally prevented from doing so. That’s why our GICs are such a good fit. We’re backed by Home Bank, and powered by Home Trust Company, Canada’s largest independent trust company that has been proudly serving Canadians since 1987. And in addition to being very low risk, all Oaken investments are eligible for the Canada Deposit Insurance Corporation (CDIC) coverage, up to applicable limits. So you’ll always sleep soundly knowing the funds are protected, and the money will be there when it’s needed.


To save you time and make your life easier, you can manage your organization’s investments through Oaken Digital. With just a few clicks, you can take a look at current information any time of the day or night, from the comfort of wherever you want.

Share separate online access with other authorized signatories

Track balances and transactions

Transfer funds to or from other institutions

View and update the maturity instructions

Use the powerful alert system to receive messages about balances, transactions and maturity dates


Investing with Oaken offers more than just a safe harbour. We’re also known for our simple, straightforward investment options, and our GICs are a perfect example:

Available in both short and long terms, from 30 days all the way up to 5 years

Interest can be paid monthly, semi-annually, annually or at maturity

Cashable or non-cashable options, for whatever suits the entity’s needs

Two deposit issuers to choose from—Home Bank and Home Trust Company—both of which are separate members of CDIC

Top all that off with our Oaken Savings Account—offering one of the highest daily interest rates, with no monthly fees or minimum balances—and you’ve got everything you need to manage your organization’s money with full peace of mind.

Ready to get started?