During the holiday season, our Contact Centre will be available from 8:00am to 5:00pm ET on December 24th and 31st. We will be closed on December 25–26th and January 1st, 2026.
Oaken Digital is available for all your self-service needs.
Eligible for CDIC coverage
Some of the best GIC rates available
Our interest rates are among the highest in Canada, with no teaser rates, hidden fees or any other gimmicks. This means you can enjoy the advantages of a guaranteed principal while securely building your savings over time.
Terms range from 30 days to 5 years so it's easy to find an Oaken GIC that meets your needs
You choose how often you want to receive interest payments – monthly, semi-annually, annually, or at maturity (for terms of one year of more)
Safe and secure – Oaken personal GICs are eligible for the Canada Deposit Insurance Corporation (CDIC) coverage, up to applicable limits, so your saving are protected and your money will be there when you need it
Select from two issuers for each deposit: Both Home Bank and Home Trust Company are separate CDIC member institutions
Great rates: Oaken offers some of the highest GIC rates available in Canada
Flexible deposit amounts: Our minimum deposit is just $1,000
