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There’s no getting around the fact that for many, the past few months have been very difficult. Wide-spread job losses brought on by the COVID-19 outbreak, and the need to maintain physical distancing to prevent further spread continues to leave people feeling isolated and concerned for their future. In recent weeks, hopeful signs have emerged...read more

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How important is your credit score, really?

  You know you have a credit score, you may have even checked it once or twice, but do you know how your credit score is calculated? Do you know how lenders use your credit score? Credit scores are a valuable way to show lenders that you are a responsible consumer. For example, when you...read more

From small vehicle repairs to missed closing costs on my first home purchase, an emergency fund has completely transformed how I look at money. According to a 2019 article published by the Chartered Professional Accounts Canada (CPA), one in every three Canadians lives paycheck to paycheck. This means that if one of these individuals were...read more

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